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Palm View Inspections LLC

Buying or Owning a Home

New-Construction Final Inspection

Examines accessible systems and finishes near completion, documenting visible defects, incomplete work, and installation concerns for review with the builder before closing.
Palm View inspector reviewing findings on a phone with a couple in the kitchen of a newly built home

Quick answer

What is a new-construction final inspection?

A new-construction final inspection is an independent home inspection of a newly built house performed after construction is substantially complete but before closing or your final walkthrough with the builder. It uses the same visual scope as a standard home inspection, focused on documenting incomplete work, installation defects, and damage so you can ask the builder to correct them before you take ownership.

Why inspect a brand-new home?

A new home passing municipal inspections and receiving a certificate of occupancy means it met minimum code requirements at the time each inspection was performed. Municipal inspectors check specific milestones, often under heavy workloads; they don't evaluate workmanship across the entire finished home, and they don't work for you.

Across Tampa Bay's fast-growing communities, the most common new-construction findings are not dramatic structural failures — they're the details: missing insulation in an attic section, reversed hot and cold supply lines, unsealed roof or wall penetrations, HVAC condensate lines that don't drain properly, loose or missing hardware, grading that slopes toward the slab, and damage from other trades. Those are far easier to get fixed before closing than after.

Same scope, different purpose

A new-construction final inspection uses the same visual scope as a residential home inspection. What changes is the purpose: instead of deciding whether to buy, you're building a documented punch list the builder can act on before final acceptance. The report is organized so you can hand the relevant items to your builder's representative.

Builder access

Most builders allow independent inspections with advance notice, but policies vary. Some require proof of licensing and insurance, restrict inspection times, or limit roof access. We recommend confirming the builder's inspection policy in writing and scheduling once the home is substantially complete — utilities on, flooring and fixtures installed — typically 7–14 days before your walkthrough.

Who typically needs it

  • Buyers of a newly built home in a master-planned community or on a single lot
  • Buyers who want an independent second set of eyes separate from the builder's quality team
  • Out-of-area buyers who can't personally monitor construction

What's included

We evaluate

  • Full visual home-inspection scope on a substantially completed home
  • Roof covering, flashing, and attic insulation coverage
  • Electrical panel labeling, outlets, GFCI/AFCI operation
  • Plumbing fixtures, supply/drain function, water heater installation
  • HVAC operation, condensate drainage, and duct connections in the attic
  • Windows and doors for operation, seals, and damage
  • Exterior grading, drainage, and site conditions
  • Photo-documented punch list organized for the builder

Not included

  • Code compliance or permit verification
  • Components concealed by finished drywall (see pre-drywall inspection)
  • Items the builder has not yet completed at the time of inspection

Benefits

  • Independent documentation separate from the builder's own quality checks
  • Items corrected before closing, when builders are most responsive
  • A baseline record of the home's condition on day one
  • Pairs naturally with an 11-month warranty inspection later

Pricing and cost factors

From $290 (under 1,000 sq ft)

New-construction final inspections follow residential pricing tiers based on square footage.

Homes over 5,000 sq. ft. – call for custom quote.

  • Living area
  • Location (travel adjustment beyond our service area)
  • Optional re-inspection visit
  • Add-on wind mitigation for insurance

What to expect

When to schedule: Schedule 7–14 days before your final walkthrough, once utilities are on and finishes are installed.

  1. Step 1: Confirm builder policy

    Ask your builder or sales rep how independent inspections are scheduled. We can coordinate directly if you prefer.

  2. Step 2: Inspect when substantially complete

    Utilities should be on and finishes installed. We inspect the whole home and photograph every finding.

  3. Step 3: Punch-list report

    Findings are organized so you can submit them to the builder before the final walkthrough.

  4. Step 4: Optional re-check

    Ask about a follow-up visit to confirm specific items were corrected before closing.

New-Construction Final FAQs

My new home passed city inspections. Do I still need an inspection?

Municipal inspections verify minimum code items at specific stages; they don't evaluate overall workmanship or work on your behalf. An independent inspection documents what the builder should correct before you accept the home.

Will my builder allow an independent inspector?

Most do with advance notice, though some set conditions on timing or roof access. Confirm the policy in writing when you sign your contract.

Should I also get a wind mitigation inspection on a new home?

Usually, yes. A newly built Florida home is often eligible for significant wind-mitigation credits, and the form documents the features your insurer needs to apply them.

What's the difference between this and an 11-month warranty inspection?

The final inspection happens before you move in; the 11-month inspection happens before your builder's one-year workmanship warranty ends. See new-construction final vs. 11-month warranty inspections.

Learn more

Schedule your new-construction final inspection

Schedule online or call to talk through the right inspection for your home and timeline.